Insurance-Required Infrared Inspections & NFPA 70B Compliance
Your carrier requires it. We deliver it. Certified inspections with the documentation insurers demand.
Why Insurers Require Infrared Inspections
Insurance carriers have learned that infrared thermography dramatically reduces electrical fire claims. That's why FM Global, Hartford, Zurich, Travelers, and other major carriers now require or strongly incentivize IR surveys.
Annual electrical failure costs to US facilities
Of electrical fires are preventable with proper maintenance
Premium increase risk for non-compliant facilities
Non-Compliance Consequences
Facilities without documented electrical maintenance programs face premium increases of 15-30%, coverage exclusions for electrical losses, or policy non-renewal. Following an electrical fire, insurers may deny claims if required maintenance documentation is missing.
What Your Insurance Carrier Expects
Insurance requirements go beyond a simple thermal scan. Carriers expect comprehensive documentation that demonstrates ongoing commitment to electrical safety.
Annual Infrared Survey
Thermographic inspection of all electrical distribution equipment — switchgear, panels, transformers, motor control centers, and connections.
Documented Electrical Maintenance Program
A written EMP per NFPA 70B that establishes inspection frequencies, maintenance procedures, and personnel qualifications.
Inspection Reports with Images
Written reports showing thermal images, findings, severity ratings, and recommended corrective actions for every anomaly detected.
Corrective Action Documentation
Proof that identified issues were addressed — repair records, follow-up inspections, and verification that anomalies were resolved.
Ongoing Maintenance Schedule
Documented maintenance calendar showing planned inspections, completed work, and compliance records over time.
Level III Certified Thermographer
Inspections performed by a certified professional — not just any electrician with a camera. Carriers verify credentials.
How Invizions Meets Insurance Requirements
We don't just scan your equipment — we provide the complete documentation package insurers require. Our reports are formatted for immediate carrier submission.
Infraspection Institute Level III Certified
Rodney Scott (#4974) holds the highest certification level. He's also a certified Infraspection Institute instructor — insurers recognize this credential.
Reports Formatted for Insurance Submission
Our documentation meets the requirements of FM Global, Hartford, Zurich, Travelers, and all major property carriers. No reformatting needed.
Full NFPA 70B Compliance Programs
We develop complete Electrical Maintenance Programs — not just one-off scans. Your EMP satisfies both insurance and regulatory requirements.
Follow-Up Verification
We return to verify corrective actions were completed and document the resolution — the proof insurers require.
What You Receive
- Detailed thermographic inspection report (PDF)
- Thermal images with annotations for every finding
- Severity classification (Critical / Serious / Minor / Monitor)
- Recommended corrective actions with priority timeline
- Executive summary for insurance submission
- EMP documentation package (if developing a full program)
- Certificate of inspection for carrier records
- Follow-up verification report after repairs
NFPA 70B Key Requirements
- Written Electrical Maintenance Program (EMP) specific to your facility
- Condition-based maintenance using infrared thermography and ultrasonic testing
- Equipment Condition Assessments (ECA) to determine inspection intervals
- Documentation of all maintenance activities, findings, and corrective actions
- Qualified personnel performing or supervising all electrical maintenance
OSHA & NFPA 70B — The Compliance Landscape
NFPA 70B became a mandatory standard in 2023 — no longer just a "recommendation." OSHA now references NFPA 70B in enforcement actions under the General Duty Clause.
Facilities without a documented Electrical Maintenance Program face both regulatory and insurance exposure. The standard requires condition-based maintenance, not just time-based schedules — infrared thermography and ultrasonic testing are the primary diagnostic tools required.
"Following an electrical incident, OSHA investigators now ask for your NFPA 70B-compliant maintenance documentation. Facilities that cannot produce it face significantly greater liability."
Who Needs Insurance-Compliant Inspections
Any facility with significant electrical distribution equipment is a candidate for carrier-required inspections. We serve these industries nationwide.
Frequently Asked Questions
Schedule Your Insurance-Compliant Inspection
Don't wait for your carrier's deadline. We understand the urgency — contact us today to schedule your inspection.
Related Services
NFPA 70B Compliance Services
Full Electrical Maintenance Program development and compliance documentation.
Learn moreInfrared Thermography
Detailed thermal imaging inspections of electrical and mechanical systems.
Learn moreElectrical Maintenance Programs
Comprehensive EMP development tailored to your facility and equipment.
Learn more